PointUp vs Rooster Money — Kids Chore App Comparison 2026
Two great apps with different strengths. PointUp is a dedicated gamified chore app; Rooster Money is a pocket money and financial literacy tool with chore features. Here is how they compare.
Updated February 2026
Different Apps for Different Needs
Choose PointUp if chore management is your priority — it has the deepest gamification, ADHD support, photo proof, and team quests. Choose Rooster Money if teaching kids about money is your main goal — it has prepaid debit cards, savings tracking, and financial literacy tools. Some families use both together.
About Rooster Money
NatWest Rooster Money (formerly just "Rooster Money") is a pocket money manager and prepaid debit card for children aged 4-17. Backed by NatWest, it focuses on financial literacy — kids can track pocket money, manage savings goals, and make real purchases with a prepaid card.
Chore tracking is included as part of the chore manager feature, where parents can boost pocket money for completed tasks. However, it does not have gamification, photo proof, or ADHD support — chores are a secondary feature rather than the main focus.
About PointUp
PointUp is a dedicated chore app that turns tasks into RPG-style quests. Kids earn XP and Gold, level up through 15 ranks, and unlock real-world rewards chosen by parents. It features ADHD-friendly design (Focus Mode, Calm Mode, sensory settings), photo proof verification, team quests for siblings, and support for 12 languages across iOS, Android, Amazon, and the Web.
Feature Comparison
| Feature |  |
Rooster Money |
|---|---|---|
| Pricing & Platforms | ||
| Free plan | ||
| Paid price | $2.99/mo | From £1.99/mo |
| iOS & Android | ||
| Web app | ||
| Amazon Appstore | ||
| Chore Management | ||
| Create chores | ||
| Recurring chores | ||
| Photo proof | ||
| Approval workflow | ||
| Calendar sync | ||
| Gamification | ||
| XP / points system | XP & Gold | Stars |
| Character levels | 15 | |
| Achievement badges | 40+ | |
| Streaks & challenges | ||
| Team quests | ||
| Financial Features | ||
| Prepaid debit card | ||
| Savings goals | ||
| Allowance automation | ||
| Custom reward store | ||
| Accessibility | ||
| ADHD-friendly features | ||
| Multi-language | 12 | |
When to Choose Each App
Choose PointUp when...
- Chore motivation is your primary goal
- Your child has ADHD or needs extra support
- You want photo proof of completed tasks
- Your kids love games and level-up mechanics
- You need a web app or Amazon Appstore support
Choose Rooster Money when...
- Teaching financial literacy is your main goal
- You want a prepaid debit card for your child
- You are a NatWest customer (free for up to 3 children)
- Your child is older and ready for real money management
- Chores are secondary to pocket money tracking
Frequently Asked Questions
Is PointUp or Rooster Money better for chores?
PointUp is the better choice for chore management. It is built specifically around chores with RPG gamification, photo proof, ADHD support, and team quests. Rooster Money is primarily a pocket money app that includes chore tracking as a secondary feature.
Does Rooster Money have gamification?
Rooster Money uses a star-based reward chart system but does not have deep gamification. PointUp offers RPG-style quests, XP and Gold, 15 character levels, 40+ badges, streaks, weekly challenges, and team quests.
Can I use both PointUp and Rooster Money?
Yes. Many families use PointUp for chore management and gamification alongside Rooster Money for financial literacy and the prepaid debit card. They serve complementary purposes.
Is Rooster Money free?
Rooster Money has a free tier and paid plans starting from £1.99/month or £19.99/year. NatWest customers can get free Rooster Money cards for up to 3 children. Check their website for the latest pricing.
This comparison is based on publicly available information as of February 2026. Features and pricing may have changed. Visit each app's official website for the latest details.
