PointUp vs Greenlight — Kids Chore App Comparison 2026

PointUp is a dedicated gamified chore app. Greenlight is a kids banking app with chore features. They solve different problems — here is how they compare.

Updated February 2026

About Greenlight

Greenlight is a family financial platform that gives kids their own debit card with parental controls. Parents can set spending limits by category and merchant, get real-time purchase notifications, and automate allowance payments. It also includes investing features where kids can buy fractional shares with parental approval.

Chore tracking is built in — parents create checklists, kids check off tasks, and allowance can be linked to chore completion. However, there is no gamification, no photo proof, and no ADHD-specific features. Greenlight plans start at $4.99/month with no free tier. It is primarily available in the US.

About PointUp

PointUp is built from the ground up as a chore app. It turns tasks into RPG-style quests where kids earn XP and Gold, level up through 15 ranks, collect 90+ badges, and compete in weekly challenges. Kids mark quests done in one tap or with a photo—parents choose whether a photo is optional or required, and approve every quest. ADHD-friendly features (Focus Mode, Calm Mode, sensory settings) make it accessible to neurodiverse children. It supports 16 languages and runs on iOS, Android, Amazon, and the Web. The free plan is generous, and Pro is just $3.99/month.

Feature Comparison

Feature PointUp Greenlight
Pricing & Platforms
Free plan ✓ ✗
Paid price $3.99/mo From $4.99/mo
iOS & Android ✓ ✓
Web app ✓ ✗
Primary market Global (16 languages) US
Chore Management
Create chores ✓ ✓
Recurring chores ✓ ✓
Photo proof ✓ ✗
ADHD-friendly features ✓ ✗
Team quests ✓ ✗
Parent Quests ✓ Parents earn XP ✗
Custom avatars ✓ ✗
Calendar sync ✓ ✗
Gamification
RPG quests ✓ ✗
XP & Gold ✓ ✗
Character levels ✓ 15 ✗
Achievement badges ✓ 90+ ✗
Financial literacy games ✗ ✓ Level Up
Financial Features
Kids debit card ✗ ✓
Investing for kids ✗ ✓
Spending controls ✗ ✓
Allowance automation ✗ ✓
Custom reward store ✓ ✗

When to Choose Each App

Choose PointUp when...

  • ✓ Getting kids to do chores is the main challenge
  • ✓ Your child has ADHD or is neurodiverse
  • ✓ You want free access to core features
  • ✓ Your kids love RPG games and levelling up
  • ✓ You are outside the US

Choose Greenlight when...

  • ✓ Teaching kids about money is the priority
  • ✓ You want a kids debit card with spending controls
  • ✓ Your teen is ready to learn about investing
  • ✓ Basic chore tracking is sufficient
  • ✓ You are based in the US

Frequently Asked Questions

Is Greenlight a chore app?

Greenlight is primarily a kids banking app with debit cards, investing, and financial education. It includes chore tracking as one feature among many, but it is not a dedicated chore app. For focused chore management with gamification, PointUp is a better fit.

Is PointUp cheaper than Greenlight?

Yes. PointUp has a free plan and Pro costs $3.99/month. Greenlight starts at $4.99/month with no free plan. However, Greenlight includes banking features (debit card, investing) that PointUp does not offer, so the comparison depends on what you need.

Can Greenlight replace a chore app?

Greenlight covers basic chore tracking — you can create chore lists and automate allowance payments. However, it lacks gamification, photo proof, ADHD features, team quests, and the deeper chore management that dedicated apps like PointUp provide.

Is Greenlight available in the UK?

Greenlight is primarily a US-based service. For UK families, PointUp is available globally in 16 languages. If you also want a kids banking app in the UK, consider NatWest Rooster Money alongside PointUp.

This comparison is based on publicly available information as of February 2026. Features and pricing may have changed. Visit each app's official website for the latest details. PointUp is an independent product and is not affiliated with, endorsed by, or sponsored by any of the other apps mentioned. All product names, logos, and trademarks are the property of their respective owners.

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